Insurance Sales Agent at Uinsurance (a subsidiary of Unison Bank) Job at Unison Bank, Jamestown, ND

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  • Unison Bank
  • Jamestown, ND

Job Description

Summary/Objective

Generates and solicits new business. Promotes and sells business, farm, homeowners, personal liability, automobile,

inland marine, motor home, or other personal vehicles and business owners’ policies to new and existing customers.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Generates and solicits new business. Promotes and sells business, farm, homeowners, personal liability,

automobile, inland marine, motor home, or other personal vehicles and business owners’ policies to new and

existing customers.

2. Services and processes insurance transactions and handles customer inquiries via phone, e-mail, or in person.

3. Maintains insurance company relationships to maximize volume and positive loss ratios.

4. Receives and records all customer information necessary to prepare application for, but not limited to,

homeowners, personal liability, automobile, inland marine, motor home, or other personal vehicles and

business owners’ policies.

5. Receives, records, and follows up on customer claim statements. Obtains accident reports, police report

numbers (as appropriate), and types the Liability Accident Notice or Property Loss Notice. Reviews insurance

policies and/or makes sure the customer understands the specific exclusions that may affect the present claim.

Advises customer of State requirement to file accident report form with State and assist if necessary. Will send

Demand Letter to other party if customer is not at fault. Obtains repair or replacement cost statements and

provides all claims information to appropriate insurance company.

6. Prepares vehicle rating information, researches insurers policy and premium data, and furnishes the customer

with policy and premium quotations using both manual and automated systems.

7. Reviews policy expiration notices and follows up on non-renewed policies. Contacts customer on Notices of

Cancellation and makes maximum effort to insure policies remain in-force with the agency.

8. Prepares binders and applications for insurance and bills customers for initial payment. Prepares general

correspondence and maintains correspondence files.

9. Consistently demonstrates appropriate interpersonal communication skills with customers, coworkers, and

outside vendors.

10. Follows all Unison Bank policies and procedures.

11. Regular and reliable attendance.

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as

computers, phones, photocopiers, and filing cabinets.

Physical Demands

This is a largely sedentary role. The employee is regularly required to remain in a stationary position. The employee is

occasionally required to move about inside the office. The employee is regularly required to handle files and documents as well as regularly operate a computer and keyboard. The employee is regularly required to communicate with customers and other staff members and exchange accurate information in these situations. The employee is required to have close visual acuity to perform activities such as viewing a computer terminal and reviewing/inspecting documents.

Position Type/Expected Hours of Work

This is a full-time position.

Travel

No travel required.

Required Education and Experience

2-year college degree in business, finance, or related field; or 3 years of insurance sales; or an acceptable combination of education and experience. Must be eligible to receive and/or maintain appropriate insurance licensing.

Competencies

Communication proficiency.

Technical capacity.

Ethical conduct.

Relationship management.

Financial management.

Consultation.

Organization skills

Additional Eligibility Qualifications

None required for this position.

AAP/EEO Statement

Unison Bank is an equal opportunity employer.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or

responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any

time with or without notice.

Job Tags

Full time,

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