Job Description

SNI is seeking a diligent and detail-oriented Underwriter/Loan Processor to join our dynamic team. In this role, you will be an integral part of the loan origination process, working closely with loan officers, clients, and various departments to facilitate the approval and processing of loan applications. Your expertise will not only ensure compliance with all regulatory standards but also optimize the decision-making process pertaining to loans. As an Underwriter, you will analyze various financial documents, assess risk, and determine creditworthiness while maintaining our commitment to providing exceptional customer service. With your critical thinking skills and attention to detail, you will evaluate property values, review applicants’ credit histories, and apply guidelines to recommend approvals or denials. This is a part-time role 30 hours a week.

General Responsibilities:

• Review and analyze loan applications and supporting documentation for completeness and eligibility.
• Assess financial risk and determine the creditworthiness of applicants based on established guidelines.
• Communicate with loan officers, borrowers, and other stakeholders to clarify information and resolve discrepancies.
• Perform property appraisals and evaluations to ensure collateral value meets lending requirements.
• Prepare and issue underwriting decisions and communicate them clearly to all involved parties.
• Ensure compliance with all federal and state regulations as well as company policies and procedures.
• Maintain accurate and organized records of loan transactions and underwriting processes.

Requirements:

• Proven experience in underwriting or loan processing in a financial institution.
• Strong analytical skills and the ability to evaluate financial documents critically.
• Excellent written and verbal communication skills.
• Knowledge of relevant regulations and compliance standards in the lending industry.
• Proficiency in loan processing software and Microsoft Office Suite.
• Ability to work independently while managing multiple tasks and meeting deadlines.

Job Tags

Similar Jobs